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| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|---|---|
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2023 3.9% | $60,000 (take home pay) | $49,200 | $10,800 | $12,000 | $0 800 · interest 1200 · payments 10,800 · surplus | $41,553 18,000 · payroll 1,553 · interest | $6,233 233 · interest | $25,971 971 · interest | $73,757 30,757 |
| 2024 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $61,866 18,000 · payroll 2,313 · interest | $12,475 6,000 · surplus 242 · interest | $32,979 6,000 · surplus 1,009 · interest | $107,321 33,563 |
| 2025 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $82,968 18,000 · payroll 3,102 · interest | $18,960 6,000 · surplus 484 · interest | $40,260 6,000 · surplus 1,281 · interest | $142,187 34,867 |
| 2026 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $104,889 18,000 · payroll 3,921 · interest | $25,696 6,000 · surplus 736 · interest | $47,824 6,000 · surplus 1,564 · interest | $178,408 36,221 |
| 2027 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $127,661 18,000 · payroll 4,772 · interest | $32,694 6,000 · surplus 998 · interest | $55,681 6,000 · surplus 1,857 · interest | $216,036 37,628 |
| 2028 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $151,318 18,000 · payroll 5,657 · interest | $39,963 6,000 · surplus 1,270 · interest | $63,843 6,000 · surplus 2,162 · interest | $255,125 39,089 |
| 2029 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $175,893 18,000 · payroll 6,575 · interest | $47,515 6,000 · surplus 1,552 · interest | $72,323 6,000 · surplus 2,479 · interest | $295,731 40,607 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 3.9% | $60,000 (take home pay) | $48,000 | $12,000 | $12,000 | $0 | $201,423 18,000 · payroll 7,530 · interest | $55,361 6,000 · surplus 1,845 · interest | $81,131 6,000 · surplus 2,809 · interest | $337,915 42,184 |
| 2031 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $227,945 18,000 · payroll 8,521 · interest | $63,511 6,000 · surplus 2,150 · interest | $102,282 18,000 · surplus 3,151 · interest | $393,737 55,822 |
| 2032 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $255,496 18,000 · payroll 9,551 · interest | $71,977 6,000 · surplus 2,466 · interest | $124,254 18,000 · surplus 3,972 · interest | $451,727 57,990 |
| 2033 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $284,117 18,000 · payroll 10,621 · interest | $80,772 6,000 · surplus 2,795 · interest | $147,080 18,000 · surplus 4,825 · interest | $511,969 60,242 |
| 2034 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $313,850 18,000 · payroll 11,733 · interest | $89,909 6,000 · surplus 3,137 · interest | $170,791 18,000 · surplus 5,712 · interest | $574,550 62,581 |
| 2035 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $344,737 18,000 · payroll 12,887 · interest | $99,401 6,000 · surplus 3,492 · interest | $195,424 18,000 · surplus 6,633 · interest | $639,562 65,012 |
| 2036 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $376,824 18,000 · payroll 14,087 · interest | $109,261 6,000 · surplus 3,860 · interest | $221,013 18,000 · surplus 7,589 · interest | $707,098 67,536 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $410,157 18,000 · payroll 15,333 · interest | $119,504 6,000 · surplus 4,243 · interest | $247,596 18,000 · surplus 8,583 · interest | $777,257 70,159 |
| 2038 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $444,784 18,000 · payroll 16,627 · interest | $130,145 6,000 · surplus 4,641 · interest | $275,212 18,000 · surplus 9,615 · interest | $850,141 72,884 |
| 2039 3.9% | $60,000 (take home pay) | $36,000 | $24,000 | $0 | $0 | $480,757 18,000 · payroll 17,972 · interest | $141,199 6,000 · surplus 5,054 · interest | $303,900 18,000 · surplus 10,688 · interest | $925,855 75,714 |
| 2040 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $499,427 18,670 · interest | $146,683 5,483 · interest | $276,950 11,802 · interest 36,000 · take home 2,751 · taxes | $923,060 -2,796 |
| 2041 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $518,822 19,395 · interest | $152,379 5,696 · interest | $248,955 10,755 · interest 36,000 · take home 2,751 · taxes | $920,155 -2,904 |
| 2042 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $538,970 20,148 · interest | $158,297 5,918 · interest | $219,872 9,668 · interest 36,000 · take home 2,751 · taxes | $917,139 -3,017 |
| 2043 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $559,901 20,931 · interest | $164,444 6,147 · interest | $189,659 8,539 · interest 36,000 · take home 2,751 · taxes | $914,004 -3,134 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $581,645 21,744 · interest | $170,830 6,386 · interest | $158,273 7,365 · interest 36,000 · take home 2,751 · taxes | $910,749 -3,256 |
| 2045 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $604,233 22,588 · interest | $177,464 6,634 · interest | $125,669 6,147 · interest 36,000 · take home 2,751 · taxes | $907,366 -3,382 |
| 2046 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $627,698 23,465 · interest | $184,356 6,892 · interest | $91,798 4,880 · interest 36,000 · take home 2,751 · taxes | $903,853 -3,514 |
| 2047 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $652,075 24,377 · interest | $191,516 7,159 · interest | $56,612 3,565 · interest 36,000 · take home 2,751 · taxes | $900,203 -3,650 |
| 2048 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $677,398 25,323 · interest | $198,953 7,437 · interest | $20,059 2,199 · interest 36,000 · take home 2,751 · taxes | $896,411 -3,792 |
| 2049 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $703,705 26,307 · interest | $190,038 7,726 · interest 16,641 · take home | $0 779 · interest 19,359 · take home 1,479 · taxes | $893,744 -2,667 |
| 2050 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $731,034 27,328 · interest | $161,419 7,380 · interest 36,000 · take home | $0 | $892,452 -1,292 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $759,423 28,390 · interest | $131,687 6,269 · interest 36,000 · take home | $0 | $891,110 -1,342 |
| 2052 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $788,915 29,492 · interest | $100,801 5,114 · interest 36,000 · take home | $0 | $889,717 -1,394 |
| 2053 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $819,553 30,637 · interest | $68,716 3,915 · interest 36,000 · take home | $0 | $888,269 -1,448 |
| 2054 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $851,380 31,827 · interest | $35,384 2,669 · interest 36,000 · take home | $0 | $886,765 -1,504 |
| 2055 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $884,443 33,063 · interest | $759 1,374 · interest 36,000 · take home | $0 | $885,202 -1,563 |
| 2056 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $877,365 34,347 · interest 35,212 · take home 6,214 · taxes | $0 29 · interest 788 · take home | $0 | $877,365 -7,837 |
| 2057 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $869,084 34,072 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $869,084 -8,281 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $860,482 33,751 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $860,482 -8,602 |
| 2059 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $851,546 33,417 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $851,546 -8,936 |
| 2060 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $842,263 33,070 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $842,263 -9,283 |
| 2061 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $832,619 32,709 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $832,619 -9,644 |
| 2062 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $822,601 32,335 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $822,601 -10,018 |
| 2063 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $812,194 31,946 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $812,194 -10,407 |
| 2064 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $801,382 31,542 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $801,382 -10,811 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $790,151 31,122 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $790,151 -11,231 |
| 2066 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $778,484 30,685 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $778,484 -11,667 |
| 2067 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $766,363 30,232 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $766,363 -12,121 |
| 2068 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $753,772 29,762 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $753,772 -12,591 |
| 2069 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $740,692 29,273 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $740,692 -13,080 |
| 2070 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $727,103 28,765 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $727,103 -13,588 |
| 2071 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $712,987 28,237 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $712,987 -14,116 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $698,323 27,689 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $698,323 -14,664 |
| 2073 3.9% | $36,000 (fire take home) | $36,000 | $0 | $0 | $0 | $683,090 27,119 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $683,090 -15,234 |
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| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|---|---|
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2023 4.0% | $90,000 (take home pay) | $37,200 | $52,800 | $12,000 | $0 800 · interest 1200 · payments 10,800 · surplus | $41,600 18,000 · payroll 1,600 · interest | $12,240 6,000 · surplus 240 · interest | $62,000 36,000 · surplus 1,000 · interest | $115,840 72,840 |
| 2024 4.0% | $90,000 (take home pay) | $36,000 | $54,000 | $12,000 | $0 | $61,984 18,000 · payroll 2,384 · interest | $18,730 6,000 · surplus 490 · interest | $112,480 48,000 · surplus 2,480 · interest | $193,194 77,354 |
| 2025 4.0% | $90,000 (take home pay) | $36,000 | $54,000 | $12,000 | $0 | $83,183 18,000 · payroll 3,199 · interest | $25,479 6,000 · surplus 749 · interest | $164,979 48,000 · surplus 4,499 · interest | $273,641 80,448 |
| 2026 4.0% | $90,000 (take home pay) | $36,000 | $54,000 | $12,000 | $0 | $105,231 18,000 · payroll 4,047 · interest | $32,498 6,000 · surplus 1,019 · interest | $219,578 48,000 · surplus 6,599 · interest | $357,307 83,666 |
| 2027 4.0% | $90,000 (take home pay) | $36,000 | $54,000 | $12,000 | $0 | $128,160 18,000 · payroll 4,929 · interest | $39,798 6,000 · surplus 1,300 · interest | $276,362 48,000 · surplus 8,783 · interest | $444,319 87,012 |
| 2028 4.0% | $90,000 (take home pay) | $36,000 | $54,000 | $12,000 | $0 | $152,006 18,000 · payroll 5,846 · interest | $47,390 6,000 · surplus 1,592 · interest | $335,416 48,000 · surplus 11,054 · interest | $534,812 90,493 |
| 2029 4.0% | $90,000 (take home pay) | $24,000 | $66,000 | $0 | $0 | $176,807 18,000 · payroll 6,800 · interest | $55,285 6,000 · surplus 1,896 · interest | $408,833 60,000 · surplus 13,417 · interest | $640,925 106,112 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 4.0% | $90,000 (take home pay) | $24,000 | $66,000 | $0 | $0 | $202,599 18,000 · payroll 7,792 · interest | $63,497 6,000 · surplus 2,211 · interest | $485,186 60,000 · surplus 16,353 · interest | $751,282 110,357 |
| 2031 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $210,703 8,104 · interest | $66,037 2,540 · interest | $479,708 19,407 · interest 24,000 · take home 885 · taxes | $756,448 5,166 |
| 2032 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $219,131 8,428 · interest | $68,678 2,641 · interest | $474,012 19,188 · interest 24,000 · take home 885 · taxes | $761,821 5,373 |
| 2033 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $227,896 8,765 · interest | $71,425 2,747 · interest | $468,087 18,960 · interest 24,000 · take home 885 · taxes | $767,409 5,588 |
| 2034 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $237,012 9,116 · interest | $74,282 2,857 · interest | $461,926 18,723 · interest 24,000 · take home 885 · taxes | $773,220 5,811 |
| 2035 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $246,492 9,480 · interest | $77,254 2,971 · interest | $455,518 18,477 · interest 24,000 · take home 885 · taxes | $779,264 6,044 |
| 2036 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $256,352 9,860 · interest | $80,344 3,090 · interest | $448,854 18,221 · interest 24,000 · take home 885 · taxes | $785,550 6,286 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $266,606 10,254 · interest | $83,557 3,214 · interest | $441,923 17,954 · interest 24,000 · take home 885 · taxes | $792,087 6,537 |
| 2038 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $277,270 10,664 · interest | $86,900 3,342 · interest | $434,715 17,677 · interest 24,000 · take home 885 · taxes | $798,885 6,799 |
| 2039 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $288,361 11,091 · interest | $90,376 3,476 · interest | $427,219 17,389 · interest 24,000 · take home 885 · taxes | $805,956 7,071 |
| 2040 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $299,896 11,534 · interest | $93,991 3,615 · interest | $419,423 17,089 · interest 24,000 · take home 885 · taxes | $813,309 7,353 |
| 2041 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $311,892 11,996 · interest | $97,750 3,760 · interest | $411,315 16,777 · interest 24,000 · take home 885 · taxes | $820,957 7,647 |
| 2042 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $324,367 12,476 · interest | $101,660 3,910 · interest | $402,882 16,453 · interest 24,000 · take home 885 · taxes | $828,910 7,953 |
| 2043 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $337,342 12,975 · interest | $105,727 4,066 · interest | $394,113 16,115 · interest 24,000 · take home 885 · taxes | $837,182 8,271 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $350,836 13,494 · interest | $109,956 4,229 · interest | $384,992 15,765 · interest 24,000 · take home 885 · taxes | $845,784 8,602 |
| 2045 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $364,869 14,033 · interest | $114,354 4,398 · interest | $375,507 15,400 · interest 24,000 · take home 885 · taxes | $854,730 8,946 |
| 2046 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $379,464 14,595 · interest | $118,928 4,574 · interest | $365,643 15,020 · interest 24,000 · take home 885 · taxes | $864,035 9,304 |
| 2047 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $394,642 15,179 · interest | $123,685 4,757 · interest | $355,383 14,626 · interest 24,000 · take home 885 · taxes | $873,711 9,676 |
| 2048 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $410,428 15,786 · interest | $128,633 4,947 · interest | $344,714 14,215 · interest 24,000 · take home 885 · taxes | $883,775 10,064 |
| 2049 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $426,845 16,417 · interest | $133,778 5,145 · interest | $333,618 13,789 · interest 24,000 · take home 885 · taxes | $894,241 10,466 |
| 2050 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $443,919 17,074 · interest | $139,129 5,351 · interest | $322,077 13,345 · interest 24,000 · take home 885 · taxes | $905,126 10,885 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $461,676 17,757 · interest | $144,694 5,565 · interest | $310,075 12,883 · interest 24,000 · take home 885 · taxes | $916,446 11,320 |
| 2052 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $480,143 18,467 · interest | $150,482 5,788 · interest | $297,594 12,403 · interest 24,000 · take home 885 · taxes | $928,219 11,773 |
| 2053 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $499,348 19,206 · interest | $156,501 6,019 · interest | $284,612 11,904 · interest 24,000 · take home 885 · taxes | $940,462 12,244 |
| 2054 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $519,322 19,974 · interest | $162,762 6,260 · interest | $271,112 11,384 · interest 24,000 · take home 885 · taxes | $953,196 12,734 |
| 2055 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $540,095 20,773 · interest | $169,272 6,510 · interest | $257,072 10,844 · interest 24,000 · take home 885 · taxes | $966,439 13,243 |
| 2056 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $561,699 21,604 · interest | $176,043 6,771 · interest | $242,470 10,283 · interest 24,000 · take home 885 · taxes | $980,212 13,773 |
| 2057 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $584,167 22,468 · interest | $183,085 7,042 · interest | $227,283 9,699 · interest 24,000 · take home 885 · taxes | $994,535 14,324 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $607,534 23,367 · interest | $190,408 7,323 · interest | $211,490 9,091 · interest 24,000 · take home 885 · taxes | $1,009,432 14,896 |
| 2059 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $631,835 24,301 · interest | $198,024 7,616 · interest | $195,065 8,460 · interest 24,000 · take home 885 · taxes | $1,024,924 15,492 |
| 2060 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $657,109 25,273 · interest | $205,945 7,921 · interest | $177,982 7,803 · interest 24,000 · take home 885 · taxes | $1,041,036 16,112 |
| 2061 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $683,393 26,284 · interest | $214,183 8,238 · interest | $160,217 7,119 · interest 24,000 · take home 885 · taxes | $1,057,793 16,757 |
| 2062 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $710,729 27,336 · interest | $222,750 8,567 · interest | $141,740 6,409 · interest 24,000 · take home 885 · taxes | $1,075,219 17,427 |
| 2063 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $739,158 28,429 · interest | $231,660 8,910 · interest | $122,525 5,670 · interest 24,000 · take home 885 · taxes | $1,093,343 18,124 |
| 2064 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $768,724 29,566 · interest | $240,927 9,266 · interest | $102,541 4,901 · interest 24,000 · take home 885 · taxes | $1,112,192 18,849 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $799,473 30,749 · interest | $250,564 9,637 · interest | $81,758 4,102 · interest 24,000 · take home 885 · taxes | $1,131,795 19,603 |
| 2066 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $831,452 31,979 · interest | $260,586 10,023 · interest | $60,143 3,270 · interest 24,000 · take home 885 · taxes | $1,152,182 20,387 |
| 2067 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $864,710 33,258 · interest | $271,010 10,423 · interest | $37,664 2,406 · interest 24,000 · take home 885 · taxes | $1,173,384 21,202 |
| 2068 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $899,298 34,588 · interest | $281,850 10,840 · interest | $14,286 1,507 · interest 24,000 · take home 885 · taxes | $1,195,435 22,050 |
| 2069 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $935,270 35,972 · interest | $283,453 11,274 · interest 9,671 · take home | $0 571 · interest 14,329 · take home 528 · taxes | $1,218,724 23,289 |
| 2070 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $972,681 37,411 · interest | $270,791 11,338 · interest 24,000 · take home | $0 | $1,243,473 24,749 |
| 2071 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $1,011,588 38,907 · interest | $257,623 10,832 · interest 24,000 · take home | $0 | $1,269,211 25,739 |
| Year | Income | Expenses | Surplus | Mortgage | Debt | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $1,052,052 40,464 · interest | $243,928 10,305 · interest 24,000 · take home | $0 | $1,295,980 26,768 |
| 2073 4.0% | $24,000 (fire take home) | $24,000 | $0 | $0 | $0 | $1,094,134 42,082 · interest | $229,685 9,757 · interest 24,000 · take home | $0 | $1,323,819 27,839 |