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Sample Forecast (Typical) · details
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Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2022 4.0% $60,000 (take home pay) $49,200 $10,800 $12,000 $0 800 · interest 1200 · payments 10,800 · surplus $41,600 18,000 · payroll 1,600 · interest $6,240 240 · interest $26,000 1,000 · interest $73,840 30,840
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2023 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $61,984 18,000 · payroll 2,384 · interest $12,490 6,000 · surplus 250 · interest $33,040 6,000 · surplus 1,040 · interest $107,514 33,674
2024 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $83,183 18,000 · payroll 3,199 · interest $18,989 6,000 · surplus 500 · interest $40,362 6,000 · surplus 1,322 · interest $142,534 35,021
2025 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $105,231 18,000 · payroll 4,047 · interest $25,749 6,000 · surplus 760 · interest $47,976 6,000 · surplus 1,614 · interest $178,956 36,421
2026 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $128,160 18,000 · payroll 4,929 · interest $32,779 6,000 · surplus 1,030 · interest $55,895 6,000 · surplus 1,919 · interest $216,834 37,878
2027 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $152,006 18,000 · payroll 5,846 · interest $40,090 6,000 · surplus 1,311 · interest $64,131 6,000 · surplus 2,236 · interest $256,227 39,393
2028 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $176,807 18,000 · payroll 6,800 · interest $47,693 6,000 · surplus 1,604 · interest $72,696 6,000 · surplus 2,565 · interest $297,196 40,969
2029 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $202,599 18,000 · payroll 7,792 · interest $55,601 6,000 · surplus 1,908 · interest $81,604 6,000 · surplus 2,908 · interest $339,804 42,608
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2030 4.0% $60,000 (take home pay) $48,000 $12,000 $12,000 $0 $229,423 18,000 · payroll 8,824 · interest $63,825 6,000 · surplus 2,224 · interest $90,868 6,000 · surplus 3,264 · interest $384,116 44,312
2031 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $257,320 18,000 · payroll 9,897 · interest $72,378 6,000 · surplus 2,553 · interest $112,503 18,000 · surplus 3,635 · interest $442,201 58,085
2032 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $286,332 18,000 · payroll 11,013 · interest $81,273 6,000 · surplus 2,895 · interest $135,003 18,000 · surplus 4,500 · interest $502,609 60,408
2033 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $316,506 18,000 · payroll 12,173 · interest $90,524 6,000 · surplus 3,251 · interest $158,403 18,000 · surplus 5,400 · interest $565,433 62,824
2034 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $347,886 18,000 · payroll 13,380 · interest $100,145 6,000 · surplus 3,621 · interest $182,739 18,000 · surplus 6,336 · interest $630,771 65,337
2035 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $380,521 18,000 · payroll 14,635 · interest $110,151 6,000 · surplus 4,006 · interest $208,049 18,000 · surplus 7,310 · interest $698,721 67,951
2036 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $414,462 18,000 · payroll 15,941 · interest $120,557 6,000 · surplus 4,406 · interest $234,371 18,000 · surplus 8,322 · interest $769,390 70,669
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2037 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $449,761 18,000 · payroll 17,298 · interest $131,379 6,000 · surplus 4,822 · interest $261,746 18,000 · surplus 9,375 · interest $842,886 73,496
2038 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $486,471 18,000 · payroll 18,710 · interest $142,635 6,000 · surplus 5,255 · interest $290,215 18,000 · surplus 10,470 · interest $919,321 76,435
2039 4.0% $60,000 (take home pay) $36,000 $24,000 $0 $0 $524,650 18,000 · payroll 20,179 · interest $154,340 6,000 · surplus 5,705 · interest $319,824 18,000 · surplus 11,609 · interest $998,814 79,493
2040 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $545,636 20,986 · interest $160,514 6,174 · interest $293,564 12,793 · interest 36,000 · take home 3,053 · taxes $999,714 899
2041 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $567,462 21,825 · interest $166,934 6,421 · interest $266,253 11,743 · interest 36,000 · take home 3,053 · taxes $1,000,649 935
2042 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $590,160 22,698 · interest $173,611 6,677 · interest $237,850 10,650 · interest 36,000 · take home 3,053 · taxes $1,001,622 973
2043 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $613,766 23,606 · interest $180,556 6,944 · interest $208,311 9,514 · interest 36,000 · take home 3,053 · taxes $1,002,634 1,012
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2044 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $638,317 24,551 · interest $187,778 7,222 · interest $177,590 8,332 · interest 36,000 · take home 3,053 · taxes $1,003,686 1,052
2045 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $663,850 25,533 · interest $195,289 7,511 · interest $145,641 7,104 · interest 36,000 · take home 3,053 · taxes $1,004,780 1,094
2046 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $690,404 26,554 · interest $203,101 7,812 · interest $112,414 5,826 · interest 36,000 · take home 3,053 · taxes $1,005,918 1,138
2047 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $718,020 27,616 · interest $211,225 8,124 · interest $77,857 4,497 · interest 36,000 · take home 3,053 · taxes $1,007,102 1,184
2048 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $746,741 28,721 · interest $219,674 8,449 · interest $41,918 3,114 · interest 36,000 · take home 3,053 · taxes $1,008,333 1,231
2049 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $776,610 29,870 · interest $228,461 8,787 · interest $4,542 1,677 · interest 36,000 · take home 3,053 · taxes $1,009,613 1,280
2050 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $807,675 31,064 · interest $205,953 9,138 · interest 31,646 · take home $0 182 · interest 4,354 · take home 369 · taxes $1,013,628 4,015
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2051 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $839,982 32,307 · interest $178,191 8,238 · interest 36,000 · take home $0 $1,018,173 4,545
2052 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $873,581 33,599 · interest $149,319 7,128 · interest 36,000 · take home $0 $1,022,900 4,727
2053 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $908,524 34,943 · interest $119,292 5,973 · interest 36,000 · take home $0 $1,027,816 4,916
2054 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $944,865 36,341 · interest $88,064 4,772 · interest 36,000 · take home $0 $1,032,929 5,113
2055 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $982,660 37,795 · interest $55,586 3,523 · interest 36,000 · take home $0 $1,038,246 5,317
2056 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,021,966 39,306 · interest $21,810 2,223 · interest 36,000 · take home $0 $1,043,776 5,530
2057 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,047,177 40,879 · interest 13,318 · take home 2,350 · taxes $0 872 · interest 22,682 · take home $0 $1,047,177 3,401
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2058 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,046,711 41,887 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,046,711 -466
2059 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,046,226 41,868 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,046,226 -485
2060 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,045,722 41,849 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,045,722 -504
2061 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,045,198 41,829 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,045,198 -524
2062 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,044,653 41,808 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,044,653 -545
2063 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,044,086 41,786 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,044,086 -567
2064 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,043,497 41,763 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,043,497 -589
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2065 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,042,884 41,740 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,042,884 -613
2066 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,042,246 41,715 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,042,246 -638
2067 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,041,583 41,690 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,041,583 -663
2068 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,040,894 41,663 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,040,894 -690
2069 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,040,176 41,636 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,040,176 -717
2070 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,039,430 41,607 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,039,430 -746
2071 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,038,655 41,577 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,038,655 -776
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2072 4.0% $36,000 (fire take home) $36,000 $0 $0 $0 $1,037,848 41,546 · interest 36,000 · take home 6,353 · taxes $0 $0 $1,037,848 -807
Sample Forecast (Pay Raise) · details
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Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2022 4.0% $90,000 (take home pay) $37,200 $52,800 $12,000 $0 800 · interest 1200 · payments 10,800 · surplus $41,600 18,000 · payroll 1,600 · interest $12,240 6,000 · surplus 240 · interest $62,000 36,000 · surplus 1,000 · interest $115,840 72,840
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2023 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $61,984 18,000 · payroll 2,384 · interest $18,730 6,000 · surplus 490 · interest $112,480 48,000 · surplus 2,480 · interest $193,194 77,354
2024 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $83,183 18,000 · payroll 3,199 · interest $25,479 6,000 · surplus 749 · interest $164,979 48,000 · surplus 4,499 · interest $273,641 80,448
2025 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $105,231 18,000 · payroll 4,047 · interest $32,498 6,000 · surplus 1,019 · interest $219,578 48,000 · surplus 6,599 · interest $357,307 83,666
2026 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $128,160 18,000 · payroll 4,929 · interest $39,798 6,000 · surplus 1,300 · interest $276,362 48,000 · surplus 8,783 · interest $444,319 87,012
2027 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $152,006 18,000 · payroll 5,846 · interest $47,390 6,000 · surplus 1,592 · interest $335,416 48,000 · surplus 11,054 · interest $534,812 90,493
2028 4.0% $90,000 (take home pay) $36,000 $54,000 $12,000 $0 $176,807 18,000 · payroll 6,800 · interest $55,285 6,000 · surplus 1,896 · interest $396,833 48,000 · surplus 13,417 · interest $628,925 94,112
2029 4.0% $90,000 (take home pay) $24,000 $66,000 $0 $0 $202,599 18,000 · payroll 7,792 · interest $63,497 6,000 · surplus 2,211 · interest $472,706 60,000 · surplus 15,873 · interest $738,802 109,877
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2030 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $210,703 8,104 · interest $66,037 2,540 · interest $466,705 18,908 · interest 24,000 · take home 909 · taxes $743,444 4,643
2031 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $219,131 8,428 · interest $68,678 2,641 · interest $460,464 18,668 · interest 24,000 · take home 909 · taxes $748,273 4,828
2032 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $227,896 8,765 · interest $71,425 2,747 · interest $453,973 18,419 · interest 24,000 · take home 909 · taxes $753,294 5,022
2033 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $237,012 9,116 · interest $74,282 2,857 · interest $447,222 18,159 · interest 24,000 · take home 909 · taxes $758,516 5,222
2034 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $246,492 9,480 · interest $77,254 2,971 · interest $440,202 17,889 · interest 24,000 · take home 909 · taxes $763,948 5,431
2035 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $256,352 9,860 · interest $80,344 3,090 · interest $432,900 17,608 · interest 24,000 · take home 909 · taxes $769,596 5,649
2036 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $266,606 10,254 · interest $83,557 3,214 · interest $425,307 17,316 · interest 24,000 · take home 909 · taxes $775,471 5,874
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2037 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $277,270 10,664 · interest $86,900 3,342 · interest $417,410 17,012 · interest 24,000 · take home 909 · taxes $781,580 6,109
2038 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $288,361 11,091 · interest $90,376 3,476 · interest $409,197 16,696 · interest 24,000 · take home 909 · taxes $787,934 6,354
2039 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $299,896 11,534 · interest $93,991 3,615 · interest $400,655 16,368 · interest 24,000 · take home 909 · taxes $794,542 6,608
2040 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $311,892 11,996 · interest $97,750 3,760 · interest $391,772 16,026 · interest 24,000 · take home 909 · taxes $801,414 6,872
2041 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $324,367 12,476 · interest $101,660 3,910 · interest $382,534 15,671 · interest 24,000 · take home 909 · taxes $808,561 7,147
2042 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $337,342 12,975 · interest $105,727 4,066 · interest $372,926 15,301 · interest 24,000 · take home 909 · taxes $815,995 7,433
2043 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $350,836 13,494 · interest $109,956 4,229 · interest $362,933 14,917 · interest 24,000 · take home 909 · taxes $823,725 7,730
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2044 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $364,869 14,033 · interest $114,354 4,398 · interest $352,541 14,517 · interest 24,000 · take home 909 · taxes $831,765 8,040
2045 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $379,464 14,595 · interest $118,928 4,574 · interest $341,734 14,102 · interest 24,000 · take home 909 · taxes $840,126 8,361
2046 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $394,642 15,179 · interest $123,685 4,757 · interest $330,494 13,669 · interest 24,000 · take home 909 · taxes $848,821 8,696
2047 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $410,428 15,786 · interest $128,633 4,947 · interest $318,804 13,220 · interest 24,000 · take home 909 · taxes $857,865 9,043
2048 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $426,845 16,417 · interest $133,778 5,145 · interest $306,647 12,752 · interest 24,000 · take home 909 · taxes $867,270 9,405
2049 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $443,919 17,074 · interest $139,129 5,351 · interest $294,003 12,266 · interest 24,000 · take home 909 · taxes $877,052 9,781
2050 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $461,676 17,757 · interest $144,694 5,565 · interest $280,854 11,760 · interest 24,000 · take home 909 · taxes $887,224 10,173
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2051 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $480,143 18,467 · interest $150,482 5,788 · interest $267,179 11,234 · interest 24,000 · take home 909 · taxes $897,804 10,580
2052 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $499,348 19,206 · interest $156,501 6,019 · interest $252,957 10,687 · interest 24,000 · take home 909 · taxes $908,807 11,003
2053 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $519,322 19,974 · interest $162,762 6,260 · interest $238,165 10,118 · interest 24,000 · take home 909 · taxes $920,249 11,443
2054 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $540,095 20,773 · interest $169,272 6,510 · interest $222,783 9,527 · interest 24,000 · take home 909 · taxes $932,150 11,901
2055 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $561,699 21,604 · interest $176,043 6,771 · interest $206,785 8,911 · interest 24,000 · take home 909 · taxes $944,527 12,377
2056 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $584,167 22,468 · interest $183,085 7,042 · interest $190,147 8,271 · interest 24,000 · take home 909 · taxes $957,398 12,872
2057 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $607,534 23,367 · interest $190,408 7,323 · interest $172,843 7,606 · interest 24,000 · take home 909 · taxes $970,785 13,387
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2058 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $631,835 24,301 · interest $198,024 7,616 · interest $154,847 6,914 · interest 24,000 · take home 909 · taxes $984,707 13,922
2059 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $657,109 25,273 · interest $205,945 7,921 · interest $136,132 6,194 · interest 24,000 · take home 909 · taxes $999,186 14,479
2060 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $683,393 26,284 · interest $214,183 8,238 · interest $116,668 5,445 · interest 24,000 · take home 909 · taxes $1,014,244 15,058
2061 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $710,729 27,336 · interest $222,750 8,567 · interest $96,425 4,667 · interest 24,000 · take home 909 · taxes $1,029,904 15,660
2062 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $739,158 28,429 · interest $231,660 8,910 · interest $75,373 3,857 · interest 24,000 · take home 909 · taxes $1,046,191 16,287
2063 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $768,724 29,566 · interest $240,927 9,266 · interest $53,478 3,015 · interest 24,000 · take home 909 · taxes $1,063,129 16,938
2064 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $799,473 30,749 · interest $250,564 9,637 · interest $30,708 2,139 · interest 24,000 · take home 909 · taxes $1,080,745 17,616
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2065 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $831,452 31,979 · interest $260,586 10,023 · interest $7,027 1,228 · interest 24,000 · take home 909 · taxes $1,099,065 18,320
2066 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $864,710 33,258 · interest $254,051 10,423 · interest 16,959 · take home $0 281 · interest 7,041 · take home 267 · taxes $1,118,761 19,696
2067 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $899,298 34,588 · interest $240,213 10,162 · interest 24,000 · take home $0 $1,139,512 20,750
2068 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $935,270 35,972 · interest $225,822 9,609 · interest 24,000 · take home $0 $1,161,092 21,580
2069 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $972,681 37,411 · interest $210,855 9,033 · interest 24,000 · take home $0 $1,183,536 22,444
2070 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $1,011,588 38,907 · interest $195,289 8,434 · interest 24,000 · take home $0 $1,206,877 23,341
2071 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $1,052,052 40,464 · interest $179,100 7,812 · interest 24,000 · take home $0 $1,231,152 24,275
Year Income Expenses Surplus Mortgage Debt Ret. (pre-tax) Ret. (post-tax) Investments Net Worth
2072 4.0% $24,000 (fire take home) $24,000 $0 $0 $0 $1,094,134 42,082 · interest $162,264 7,164 · interest 24,000 · take home $0 $1,256,398 25,246